• India CSR Awards 2025
  • Guest Posts
Wednesday, August 27, 2025
  • Login
India CSR
  • Home
  • Corporate Social Responsibility
    • Art & Culture
    • CSR Leaders
    • Child Rights
    • Culture
    • Education
    • Gender Equality
    • Around the World
    • Skill Development
    • Safety
    • Covid-19
    • Safe Food For All
  • Sustainability
    • Sustainability Dialogues
    • Sustainability Knowledge Series
    • Plastics
    • Sustainable Development Goals
    • ESG
    • Circular Economy
    • BRSR
  • Corporate Governance
    • Diversity & Inclusion
  • Interviews
  • SDGs
    • No Poverty
    • Zero Hunger
    • Good Health & Well-Being
    • Quality Education
    • Gender Equality
    • Clean Water & Sanitation – SDG 6
    • Affordable & Clean Energy
    • Decent Work & Economic Growth
    • Industry, Innovation & Infrastructure
    • Reduced Inequalities
    • Sustainable Cities & Communities
    • Responsible Consumption & Production
    • Climate Action
    • Life Below Water
    • Life on Land
    • Peace, Justice & Strong Institutions
    • Partnerships for the Goals
  • Articles
  • Events
  • हिंदी
  • More
    • Business
    • Finance
    • Environment
    • Economy
    • Health
    • Around the World
    • Social Sector Leaders
    • Social Entrepreneurship
    • Trending News
      • Important Days
        • Festivals
      • Great People
      • Product Review
      • International
      • Sports
      • Entertainment
    • Case Studies
    • Philanthropy
    • Biography
    • Technology
    • Lifestyle
    • Sports
    • Gaming
    • Knowledge
    • Home Improvement
    • Words Power
    • Chief Ministers
No Result
View All Result
  • Home
  • Corporate Social Responsibility
    • Art & Culture
    • CSR Leaders
    • Child Rights
    • Culture
    • Education
    • Gender Equality
    • Around the World
    • Skill Development
    • Safety
    • Covid-19
    • Safe Food For All
  • Sustainability
    • Sustainability Dialogues
    • Sustainability Knowledge Series
    • Plastics
    • Sustainable Development Goals
    • ESG
    • Circular Economy
    • BRSR
  • Corporate Governance
    • Diversity & Inclusion
  • Interviews
  • SDGs
    • No Poverty
    • Zero Hunger
    • Good Health & Well-Being
    • Quality Education
    • Gender Equality
    • Clean Water & Sanitation – SDG 6
    • Affordable & Clean Energy
    • Decent Work & Economic Growth
    • Industry, Innovation & Infrastructure
    • Reduced Inequalities
    • Sustainable Cities & Communities
    • Responsible Consumption & Production
    • Climate Action
    • Life Below Water
    • Life on Land
    • Peace, Justice & Strong Institutions
    • Partnerships for the Goals
  • Articles
  • Events
  • हिंदी
  • More
    • Business
    • Finance
    • Environment
    • Economy
    • Health
    • Around the World
    • Social Sector Leaders
    • Social Entrepreneurship
    • Trending News
      • Important Days
        • Festivals
      • Great People
      • Product Review
      • International
      • Sports
      • Entertainment
    • Case Studies
    • Philanthropy
    • Biography
    • Technology
    • Lifestyle
    • Sports
    • Gaming
    • Knowledge
    • Home Improvement
    • Words Power
    • Chief Ministers
No Result
View All Result
India CSR
No Result
View All Result
Home Articles

RBI fails to meet market expectations

Despite market expectations and the backdrop of the Union Budget 2017-18, the Reserve Bank of India (RBI) maintained its neutral stance in its recent monetary policy review, opting not to reduce key rates.

India CSR by India CSR
February 8, 2017
in Articles
Reading Time: 5 mins read
Worlds Largest CSR_Media_IndiaCSR
Share Share Share Share

India CSR News Network

NEW DELHI: With the Union Budget 2017-18 recently announced, markets were anticipating the RBI to come out with a decision to further ease the pressure off the market. With the banks currently holding high liquidity, a rate cut today could have assisted the borrowers in a big way. RBI’s neutral stance today, becomes its second in a row after the previous bi-monthly policy review in December last year.

Markets were hopeful that the apex bank will reduce the key rate this time to allow the economy to breathe easy, but has failed to meet the expectations yet again. This being the first bi-monthly policy review for the current calendar year and post the budget; and the sixth and final for this financial year, a rate cut at this point of time would have pushed the banks to further drop their lending rates in near future. This further drop in the lending rates could have motivated the borrowers to gain access to funds at even more lowered rates, thereby signalling a growth in the demand and reduction in EMIs.

With today’s decision in the monetary policy review, the Repo rate remains unchanged at 6.25 percent, Reverse Repo rate under the LAF at 5.75 percent, Statutory Liquidity Ratio (SLR) changed to 20.5 percent from previous 20.75 percent, Cash Reserve Ratio (CRR) at 4 percent and Marginal Standing Facility (MSF) at 6.75 percent respectively. After a series of rate cuts for the general and affordable housing markets recently, this move could have only benefitted further. Realty experts aren’t welcoming this move as the economy was gaining momentum especially after demonetisation, and they believe that the growth graph will carry on to look a bit stagnant until rates are reduced further.

Deepak Kapoor, President CREDAI-Western U.P. & Director, Gulshan Homz

“Looking at the current market scenario, we were anticipating a repo rate cut by at least 25 basis points as the banks were already holding high liquidity and the benefit could have been passed onto the buyers. Lowered interest rates just ahead of the financial year closing could have allowed the buyers to plan their future investments, and realty sector would have benefitted the most especially after the recent lending rate deductions by the banks. RBI has played a wait and watch approach and might be waiting for the remonetisation drive to conclude properly and should cut the rates in April.”

Kushagr Ansal, Director, Ansal Housing

“We had pretty much entered a rate reduction cycle which was bringing back the demand for property investments in the market. After such a populous budget, a rate cut should have been there but the RBI has gone against the market forecasts. A rate reduction today could have allowed the realty buyers to plan property purchase as EMIs could have further eased. Banks are still to pass on the benefits of the previous repo rate cuts and a deduction today could have escalated the matter further.”

Vikas Bhasin, MD, Saya Group

“The government borrowings had reduced to Rs 3.48 lakh crore from 4.25 lakh crore as presented in the Budget, which meant that a rate reduction was quite evident. Earlier this year, the government had provided subsidy on interest rates for affordable housing segment and banks had also reduced the general home loan interest rates by upto 50-60 basis points. A rate cut today could have allowed the potential buyers to invest in property as the EMIs would have reduced further in coming months. We hope that the next bi-monthly policy review observes a rate cut as it has been a neutral review for the second straight time.”

Dhiraj Jain, Director, Mahagun Group

“In case of a low interest rate environment surrounding the economy and cash available in abundance, the risk of inflation moving up exists. Hence, the RBI doesn’t reduce the rates until it has been fully convinced about the inflation control; as even the inflation has been on a rise for the fifth straight month in December. On the other hand though, since demonetisation, banks are keeping a strong credit and a rate cut today would have allowed them to pass on the benefits to the borrowers where reduced EMIs could have made the demand to take an upward movement on the demand graph for the property market.”

Rajesh Goyal, Vice President CREDAI-Western U.P. & MD, RG Group

“This is a surprise move by the RBI as we were expecting a 25-50 basis point reduction of the repo rate. The market has been gaining stability and post the union budget, further ease was looking on the cards. Even though the RBI has not provided any rate cut this time, fresh home loan borrowers should not worry much as they may still witness lowered EMIs because amidst intensifying competition among the lenders, the banks might be forced to start cutting down the interest rates themselves.”


You may also like:

  • Objections to the Electoral Bond Scheme: The Stance of RBI and Election Commission (ECI)
  • Paytm and RBI Controversy: What You Need to Know
  • Arbitrage Funds: A Comprehensive Guide
  • Biography of S. Venkitaramanan, 18th Governor of the Reserve Bank of India (RBI)
  • RBI Directs Bajaj Finance to Halt Two Digital Lending Products
IndiaCSR Whatsapp Channel
I AM PEACEKEEPER MOVEMENT
ADVERTISEMENT
India CSR Awards 2025
ADVERTISEMENT
FKCCI CSR & Sustainability Conference 2025
ADVERTISEMENT
National STEM Challenge 2025
ADVERTISEMENT
Tags: RBI

India CSR offers strategic corporate outreach opportunities to amplify your brand’s CSR, Sustainability, and ESG success stories.

📩 Contact us at: biz@indiacsr.in

Let’s collaborate to amplify your brand’s impact in the CSR and ESG ecosystem.

India CSR

India CSR

India CSR is the largest media on CSR and sustainability offering diverse content across multisectoral issues on business responsibility. It covers Sustainable Development, Corporate Social Responsibility (CSR), Sustainability, and related issues in India. Founded in 2009, the organisation aspires to become a globally admired media that offers valuable information to its readers through responsible reporting.

Related Posts

Why India Needs Smart, Sustainable, and Regionally Inclusive Parks
Articles

Why India Needs Smart, Sustainable, and Regionally Inclusive Parks

1 day ago
Corporate Social Responsibility
Articles

Redefining Responsibility: How Global Regulations Are Shaping the Future of CSR Transparency

2 days ago
Lodha envisions carbon neutrality in operations by 2035, Says Abhishek Lodha, MD & CEO, Lodha Group
Articles

India, STEM, CSR, and Lodha’s Commitment to Mathematics

6 days ago
Gadchiroli
Articles

Gadchiroli’s Next Chapter: Inclusive Growth and the Making of an Inclusive Economy

2 weeks ago
India philanthropy
Articles

From Counting to Caring: Why Indian Philanthropy Must Invest in Trust, Not Just Outputs 

3 weeks ago
Sustainability
Articles

How Project Management Can Ensure the Achievement of Environmental Goals for India’s Green Wall Initiative

3 weeks ago
Load More
I AM PEACEKEEPER
ADVERTISEMENT
India CSR Awards
ADVERTISEMENT
India CSR Awards
ADVERTISEMENT
National STEM Challenge
ADVERTISEMENT

LATEST NEWS

Failing the Future: By Design

Empowering Rural Women: An Interview with Jayatri Dasgupta, CMO, PayNearby & Program Director, Digital Naari

CSR: जिंक स्मेल्टर देबारी ने ग्रामीण विद्यालय में बहुउपयोगी हॉल बनाया

Dr. Reddy’s Laboratories CSR Spending Report of Rs 77.45 Cr for FY 2025

Dr. Huzaifa Khorakiwala honoured with Blue Ribbon Award 2025 in Cambodia

Anant Ambani: Supreme Court Orders SIT Probe into Vantara Amid Wildlife Irregularities Allegations

TOP NEWS

Anant Ambani: Supreme Court Orders SIT Probe into Vantara Amid Wildlife Irregularities Allegations

PM Modi Unveils Rs 5,477 Cr Projects in Gujarat with PMAY Homes and EV Push

Redefining Responsibility: How Global Regulations Are Shaping the Future of CSR Transparency

When Skin and Breath Are at Risk by Knowing Plantar Wart Symptoms and Asphyxia

Where to Find Legal Pro Kabaddi Betting Apps

हिन्दुस्तान जिंक का मल्टी मेटल एंटरप्राइज बनना, दोगुना विकास रणनीति का महत्वपूर्ण हिस्सा- प्रिया अग्रवाल हेब्बर

Load More
STEM Learning STEM Learning STEM Learning
ADVERTISEMENT

Advertisement

Image Slider
content writing services Guest Post Top 5 Reasons to have Sponsored Posts at India CSR – India’s Largest CSR Media R2V2 Technologies Private Limited

Interviews

Jayatri Dasgupta, CMO of PayNearby and Program Director of Digital Naari
Interviews

Empowering Rural Women: An Interview with Jayatri Dasgupta, CMO, PayNearby & Program Director, Digital Naari

by India CSR
August 27, 2025

Empowering Women at the Last Mile: A Conversation on Digital Naari’s Social Impact By Rusen Kumar NEW DELHI (India CSR): Jayatri...

Read moreDetails
Dr. Huzaifa Khorakiwala

Peace A Shared Responsibility: Dr. Huzaifa Khorakiwala

August 23, 2025
Dr. V. Kumar - Director of The Lodha Mathematical Sciences Institute (LMSI) Mumbai

Mathematics Will Drive India’s Development: An Exclusive Interview with Prof. V. Kumar Murty

August 22, 2025
Elevate 2025: Music, Movement, and Mentorship Shaping Tomorrow’s Leaders

Elevate 2025: Music, Movement, and Mentorship Shaping Tomorrow’s Leaders

August 14, 2025
Load More
ADVERTISEMENT
Facebook Twitter Youtube LinkedIn Instagram
India CSR Logo

India CSR is the largest tech-led platform for information on CSR and sustainability in India offering diverse content across multisectoral issues. It covers Sustainable Development, Corporate Social Responsibility (CSR), Sustainability, and related issues in India. Founded in 2009, the organisation aspires to become a globally admired media that offers valuable information to its readers through responsible reporting. To enjoy the premium services, we invite you to partner with us.

Follow us on social media:


Dear Valued Reader

India CSR is a free media platform that provides up-to-date information on CSR, Sustainability, ESG, and SDGs. They need reader support to continue delivering honest news. Donations of any amount are appreciated.

Help save India CSR.

Donate Now

donate at indiacsr

  • About India CSR
  • Team
  • India CSR Awards 2025
  • Partnership
  • Guest Posts
  • Services
  • Content Writing Services
  • Business Information
  • Contact
  • Privacy Policy
  • Terms of Use
  • Donate

Copyright © 2025 - India CSR | All Rights Reserved

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
×
No Result
View All Result
  • Home
  • Corporate Social Responsibility
    • Art & Culture
    • CSR Leaders
    • Child Rights
    • Culture
    • Education
    • Gender Equality
    • Around the World
    • Skill Development
    • Safety
    • Covid-19
    • Safe Food For All
  • Sustainability
    • Sustainability Dialogues
    • Sustainability Knowledge Series
    • Plastics
    • Sustainable Development Goals
    • ESG
    • Circular Economy
    • BRSR
  • Corporate Governance
    • Diversity & Inclusion
  • Interviews
  • SDGs
    • No Poverty
    • Zero Hunger
    • Good Health & Well-Being
    • Quality Education
    • Gender Equality
    • Clean Water & Sanitation – SDG 6
    • Affordable & Clean Energy
    • Decent Work & Economic Growth
    • Industry, Innovation & Infrastructure
    • Reduced Inequalities
    • Sustainable Cities & Communities
    • Responsible Consumption & Production
    • Climate Action
    • Life Below Water
    • Life on Land
    • Peace, Justice & Strong Institutions
    • Partnerships for the Goals
  • Articles
  • Events
  • हिंदी
  • More
    • Business
    • Finance
    • Environment
    • Economy
    • Health
    • Around the World
    • Social Sector Leaders
    • Social Entrepreneurship
    • Trending News
      • Important Days
      • Great People
      • Product Review
      • International
      • Sports
      • Entertainment
    • Case Studies
    • Philanthropy
    • Biography
    • Technology
    • Lifestyle
    • Sports
    • Gaming
    • Knowledge
    • Home Improvement
    • Words Power
    • Chief Ministers

Copyright © 2025 - India CSR | All Rights Reserved

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.