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Home Corporate Social Responsibility

India Faces ₹16 Lakh Cr Social Funding Gap, Private Giving Must Grow 25%

Private Sector Giving Needs to Grow by Over 25% Annually to Prevent India’s Funding Deficit from Widening

India CSR by India CSR
February 26, 2026
in Corporate Social Responsibility
Reading Time: 4 mins read
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With contributing 42% of the philanthropic pie, India must build the infrastructure needed to steward rising private wealth toward social impact

NEW DELHI (India CSR): Private philanthropy is becoming an increasingly critical lever in India’s development story. It is projected to reach INR 1.43 lakh crore ($16 billion) in FY25, with growth accelerating at a 9%–11% CAGR between FY25 and FY30, according to a new report released today by Bain & Company and Dasra.

Momentum is led by family giving among ultra‑high‑net‑worth, high‑net‑worth, and affluent families, driven by rising wealth, increasing formalization, and episodic mega‑donations.

“The real question is not whether capital is available, rather if it’s structured to solve at scale. India’s social sector has seen impressive funding growth as the report highlights, but the widening gap signals a deeper design challenge and the opportunity to channel the ongoing momentum to unlock private capital in ways that accelerates outcomes. Philanthropic capital and support infrastructure need to grow hand in hand to ensure that funding translates into sustainable, scalable, and long-term impact.” says Bhavini Malhotra, Partner, Bain & Company

India’s social sector funding has grown at a robust 13% CAGR since FY20, doubling to ~ INR 27 lakh crore ($310 billion) in FY25 and projected to reach INR 50 lakh crore ($570 billion) by FY30. Yet this growth masks a deepening structural gap: a funding shortfall of ~INR 16 lakh crore ($180 billion) in FY25, projected to widen to ~INR 18 lakh crore ($210 billion) by FY30, underscoring the persistent mismatch between India’s development ambitions and the capital available. Public spending still accounts for ~95% of total funding, especially in healthcare as policy momentum builds toward the 2.5% of GDP target.

Closing this gap will require a step‑change in private giving. Private philanthropy must grow at more than 25% annually (vs, the forecasted 9%–11% rate), assuming public spending trajectories remain unchanged, with scaled contributions from family philanthropy, retail giving, and corporate social responsibility (CSR).

“Indian families remain the backbone of private philanthropy, contributing through personal giving and family‑business CSR. Persistent growth in leadership by women, Inter-gen, and

Now-gen signals their enduring role in Indian philanthropy. With INR 1.25–1.35 lakh crore in potential upside by FY30, unlocking the full contribution of families will depend on how quickly philanthropic infrastructure evolves to meet their needs.” says Neera Nundy, Co-founder and Partner, Dasra

Families continue to drive India’s private philanthropy

Indian families contribute approximately 42% of total private giving through personal philanthropy and CSR from family-owned or run businesses.

Family philanthropy is maturing, with cohort-driven priorities extending giving beyond legacy causes toward ecosystem-strengthening approaches. Families are deploying diversified operating models, balancing in-house implementation while scaling grantmaking portfolios. Women leaders and working professionals are increasingly reshaping portfolios through adopting intersectional approaches, championing gender, equity, diversity, and inclusion (GEDI). Approximately 63% of families report women playing a leading role in shaping philanthropic efforts, while 49% have Inter-gen anchoring giving decisions. First-generation wealth creators are also emerging as influential actors within the broader giving ecosystem.[1]

This evolution is equally visible in CSR, where family-owned businesses remain dominant. CSR funding is expected to grow at 8%-10%, supported by GDP expansion, rising compliance, and a widening corporate base crossing statutory contribution threshold. Family-owned businesses continue to dominate CSR, accounting for 65-70% of private-sector CSR spending. However, capital deployment remains highly concentrated, with the top 2-3% of families contributing nearly half of all family-led CSR outlays.

CSR allocations also remain disproportionately directed toward wealthier states such as Maharashtra, Gujarat, and Delhi. This presents a significant opportunity to redirect capital toward high-multidimensional poverty index, low-CSR and historically underfunded states, to drive greater equity and impact.

Diaspora Capital, Institutional Wealth, and Regional Hubs Signal an Inflection Point

Rapid institutionalization of domestic family wealth, growing influence of the Indian diaspora, and the emergence of philanthropic hubs in Asia can redefine India’s giving trajectory.

Domestically, rapid wealth creation is further expanding philanthropic potential. The institutionalization of family wealth is accelerating, with the number of family offices increasing sevenfold from ~ 45 in 2018 to more than 300 in 2024. As capital becomes more structured, philanthropy can serve as a bridge between intergenerational wealth planning and wealth stewardship among families. Realizing this potential, however, will require strengthening philanthropic infrastructure including advisory ecosystems, formal giving vehicles, and governance frameworks. Families can use philanthropy to build cohesion, identity, and legacy that surpasses individual lifetimes.

The Indian diaspora represents one of the most significant growth levers with the diaspora base expanding to approximately 34 million and remittances growing at nearly 14% annually between FY21 and FY25. Importantly, diaspora giving is evolving beyond checkbook giving in education and healthcare toward more trust-based and engaged models that combine funding with time, expertise, and global networks.

(India CSR)

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