NEW DELHI (India CSR): In a time when financial institutions are measured not just by profits but by purpose, Axis Bank Limited has reinforced its commitment to inclusive progress. During the financial year 2024–25, the Bank allocated Rs 426.57 crores toward Corporate Social Responsibility (CSR) initiatives, slightly exceeding its statutory requirement of Rs 425.92 crores under the Companies Act, 2013. This achievement reflects Axis Bank’s dedication to empowering communities, strengthening livelihoods, and advancing environmental goals across India.
Guided by its vision of “Open for Progress,” the Bank continued to integrate sustainability and social responsibility into its core strategy. Through its CSR arm, Axis Bank Foundation, and strategic partnerships, the Bank’s initiatives impacted millions — from rural livelihood programs and digital education through Axis DilSe®, to large-scale green initiatives that surpassed tree plantation targets. Axis Bank’s FY25 CSR performance showcases how purposeful banking can shape a resilient, equitable, and sustainable future.
Strong Fiscal Commitment: Exceeding the CSR Mandate
For FY 2025, Axis Bank’s CSR obligation—calculated as 2% of its average net profit for the preceding three years—stood at Rs 425.92 crores. Demonstrating both efficiency and dedication, the Bank recorded total CSR expenses of Rs 426.57 crores, slightly exceeding the mandated requirement by Rs 65 lakhs, which will be set off against future obligations.
Axis Bank Limited – CSR Spending Report FY 2024–25
| Particulars | Details |
|---|---|
| Average Net Profit (as per Section 135(5)) | Rs 21,296 crores (approx.) |
| Statutory CSR Obligation (2% of Average Net Profit) | Rs 425.92 crores |
| Total CSR Expenditure (FY 2024–25) | Rs 426.57 crores |
| Excess CSR Spend (Eligible for Set-off) | Rs 0.65 crores |
| Amount Spent in Cash on CSR Projects | Rs 284.86 crores |
| Administrative Overheads | Rs 1.73 crores |
| Impact Assessment Cost | Rs 0.33 crores (₹33 lakhs)Rs ₹0.33 crores (₹33 lakhs) |
| Unspent CSR Obligations (Provisioned for Ongoing Projects) | Rs139.65 crores |
| Total CSR Expense Recognized | Rs 426.57 crores |
| Key Implementation Arm | Axis Bank Foundation (ABF) |
| Flagship Initiative | Sustainable Livelihood Program (SLP) under Mission 2 Million |
| Mission 2 Million Achievement | 2.05 million households uplifted; 3.9 lakh new participants in FY25 |
| New Initiative | Mission 4 Million launched under Abhisaran 2025 |
| Education Program | Axis DilSe® – Reached 7,400+ schools, 60,000 teachers, 7.7 lakh children |
| Higher Education Projects | IISc – Axis Bank Centre for Mathematics & Computing; Plaksha University – Future Tech Building |
| Environmental Target (Achieved) | 3.27 million trees planted (FY25) |
| New Environmental Goal | 8 million trees by 2030 |
| Green Lending Portfolio | Rs22,160 crores as of March 31, 2025 |
| Total Sanctioned Green Financing | Rs 48,412 crores (toward 2030 target of ₹60,000 crores) |
| Health Initiatives | Partnerships with National Cancer Grid, Indian Cancer Society, St. Jude India |
| Sports Initiatives (New Theme) | Grassroots to Olympic & Paralympic support programs |
| Humanitarian Relief Efforts | Support for flood-affected states: Assam, Karnataka, Maharashtra, Manipur |
| CSR Governance | Board-level CSR Committee overseeing implementation and compliance |
| Alignment with UN SDGs | SDG 1 (No Poverty), SDG 4 (Quality Education), SDG 8 (Decent Work), SDG 13 (Climate Action), SDG 17 (Partnerships) |
| Compliance Status | 100% Compliant with Companies Act, 2013 and CSR Rules, 2021 |
| Overall Impact | 2+ million livelihoods transformed, 7.7 lakh children educated, 3.27 million trees planted |
This disciplined financial approach ensures accountability while enabling the Bank to sustain its long-term social programs through its dedicated arm, the Axis Bank Foundation (ABF).
Transforming Rural India: The Mission 2 Million Milestone
A cornerstone of Axis Bank’s CSR work is the Sustainable Livelihood Program (SLP) under the Axis Bank Foundation. FY 2025 marked the successful culmination of the Mission 2 Million initiative—empowering over 2.05 million rural households across 300 districts in 32 states and union territories since 2018.
The program provided smallholder farmers, women, and rural entrepreneurs with financial literacy, agri-based training, and livelihood opportunities, fostering resilience against economic shocks and climate change. In FY 2025 alone, 3.9 lakh individuals benefited directly from Axis Bank’s livelihood projects.
Building on this success, Axis Bank launched Mission 4 Million during the Abhisaran 2025 event, a multi-stakeholder forum. The next chapter aims to uplift an additional 2 million rural households by promoting skill-based employment, women entrepreneurship, and sustainable agricultural practices.
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Education for All: Expanding the Axis DilSe® Program
Education continues to be a critical focus area for Axis Bank’s CSR vision. The Axis DilSe® program, one of the largest school education initiatives by a corporate in India, reached remarkable milestones in FY 2025:
- 7,400+ schools supported
- 60,000+ teachers trained
- 7.7 lakh students benefitted across multiple states
The program emphasized improving learning outcomes, digital literacy, and school infrastructure in remote and underserved regions such as the North-East, Odisha, and Chhattisgarh.
Beyond foundational education, Axis Bank reinforced its long-term investment in higher learning and research excellence:
- Axis Bank Centre for Mathematics & Computing at IISc, Bangalore supported 600 students and 8 professors, producing 54 research papers.
- Partnership with Plaksha University advanced the development of a Future Tech building for innovation and data sciences.
By integrating technology and pedagogy, Axis Bank is shaping the next generation of thinkers, innovators, and leaders.
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Green Finance and Environmental Stewardship
As a financial institution aligned with India’s sustainability goals, Axis Bank’s environmental responsibility extends far beyond its banking operations. In FY 2025, the Bank achieved and exceeded its earlier environmental target of planting 2 million trees, successfully planting 3.27 million trees nationwide through its CSR ecosystem.
New Green Commitment:
Axis Bank has now pledged to plant 8 million trees by 2030, focusing on:
- Habitat restoration and biodiversity conservation
- Carbon sequestration
- Community-driven afforestation initiatives
The Bank’s lending practices also reflect its sustainability vision. As of March 31, 2025:
- Rs 48,412 crores sanctioned toward sustainable and green finance (target Rs 60,000 crore by 2030)
- Rs 22,160 crores in active green lending portfolio
These actions underscore Axis Bank’s dual commitment—to financing the green economy and regenerating ecosystems for future generations.
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Health, Sports, and Humanitarian Outreach
In FY 2025, Axis Bank expanded its CSR footprint to new thematic areas, notably healthcare and sports, ensuring holistic development across sectors.
Healthcare:
Axis Bank collaborated with the National Cancer Grid (NCG) under Tata Memorial Centre, the Indian Cancer Society, and St. Jude India Childcare Centres to:
- Strengthen oncology infrastructure,
- Improve cancer screening accessibility,
- Digitize patient care for low-income families.
Sports:
Recognizing sports as a catalyst for empowerment and inclusion, Axis Bank began supporting initiatives from grassroots training to Olympic and Paralympic-level programs. The Bank’s sports CSR model emphasizes access, equity, and excellence, particularly among marginalized youth.
Additionally, humanitarian relief was extended to flood-affected states including Assam, Karnataka, Maharashtra, and Manipur, reinforcing the Bank’s readiness to support communities during crises.
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Governance, Transparency, and Long-Term Impact
Axis Bank’s CSR operations are guided by a strong governance framework, overseen by a dedicated CSR Committee at the Board level. All initiatives are aligned with the Companies Act, 2013, CSR Rules, 2021, and UN Sustainable Development Goals (SDGs)—particularly SDG 1 (No Poverty), SDG 4 (Quality Education), SDG 8 (Decent Work), SDG 13 (Climate Action), and SDG 17 (Partnerships for Goals).
With Rs 139.65 crores provisioned for ongoing projects, the Bank ensures long-term continuity of impact rather than one-time interventions. Regular impact assessments and third-party evaluations further reinforce transparency and accountability.
You Learn
Axis Bank’s CSR spending of Rs 426.57 crores in FY 2025 reaffirms its belief that true prosperity lies in shared progress. Through its multifaceted programs—empowering rural livelihoods, advancing education, nurturing the environment, and supporting health and sports—the Bank continues to transform millions of lives across India.
Its journey from Mission 2 Million to Mission 4 Million and its ambitious green target of 8 million trees by 2030 demonstrate that Axis Bank is not just financing growth—it is banking on a better, more inclusive future for India.
FAQs: Axis Bank CSR Spending FY25
1. What was Axis Bank Limited’s total Corporate Social Responsibility (CSR) expenditure recognized for fiscal year 2025?
The total CSR amount recognized as spent (or committed to ongoing projects) by Axis Bank for fiscal year 2025 was Rs 426.57 crores.
2. What major achievement did the Sustainable Livelihood Program (SLP) reach in fiscal 2025, and what is its new long-term goal?
In fiscal 2025, the SLP successfully achieved its initial objective, Mission 2 Million, having impacted approximately 2.05 million participants cumulatively across 32 states and union territories. The new objective launched is Mission 4 Million, aiming to support an additional 2 million rural families by 2031.
3. What is the core philosophy that guides Axis Bank’s commitment to its stakeholders?
The Bank’s core philosophy and commitment is ‘Har raah dil se open’ (Open from the heart for every road/path). This principle drives the deeply human approach to banking, ensuring services are inclusive, accessible, and meaningful.
4. What was the extent of Axis Bank’s domestic branch network and total number of permanent employees as of March 31, 2025?
As of March 31, 2025, the Bank had a network of 5,879 domestic branches (including extension counters and 3 digital banking units) and employed 104,453 permanent employees on its rolls.
5. What purpose does the internal technology platform ‘Siddhi’ serve for the Bank’s employees?
‘Siddhi’ is the Bank’s dynamic, mobile-first platform, empowering over 90,000 employees and partners by providing them with real-time insights and personalized recommendations to enhance customer engagement and boost productivity across more than 30 product journeys.
(India CSR)
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