From being a beach lovers’ paradise to being home to some of the top multinational companies and reputed educational institutes, Australia is one of those countries that everyone wishes to visit.
While you may plan and cover all the aspects of your journey, travel insurance Australia is something that you must never miss!
Know About Travel Insurance for Australia
Travel insurance may not be compulsory if you are travelling to Australia. However, it is highly recommended to have one for your safety during your stay in the country. The cost of healthcare services, non-medical expenses, etc., is quite high in Australia.
If you happen to face any emergency in Australia, like an injury or food poisoning, you may have to spend a significant amount from your pocket, which may disrupt your trip and finances, both. Thus a smart thing to do is invest in travel insurance online.
You will find plenty of travel insurance options available today. Depending on your travel requirements and budget, you can choose a plan that suits you. While the exact benefits and coverage of a travel insurance plan depends on the insurer and plan you choose, some of the most common benefits are discussed below.
Benefits Covered Under Travel Insurance Australia
Non-Medical Benefits
- Loss or Delay of Baggage- A loss or delay of your checked-in baggage can create havoc on the trip and disrupt all your plans. From clothes to toiletries, cash, documents, a lot of things may be lost if the baggage is misplaced, stolen or delayed. However, if you have opted for a travel insurance plan, it will cover the expenses you may incur to get the necessary personal belongings.
- Trip Related Loss- If, for any reason, you have to cancel your trip or have to cut the trip short, the travel insurance may also provide for the losses that you may suffer. At times, you may have to incur additional travel expenses due to a delayed or cancelled flight, which are also covered under travel insurance.
- No Pre-Policy Check-Up- Purchasing travel insurance is a hassle-free process, as it does not require any lengthy and extensive pre-policy medical check-ups. Thus, you can easily buy them online from a reputed provider.
- Passport Loss- Losing your passport can cause a big disruption to your itinerary and also cause financial loss. But with travel insurance to your rescue, you can rest assured to receive financial as well as logistic support for getting a passport or a similar valid document in Australia.
Medical Benefits
- Accident/Sickness Cover- Sickness and accidents in a foreign country like Australia hit you differently due to the high cost of medical services. In such situations, travel insurance offers financial support by covering the expenses related to hospitalisation, medicines, medical tests and so on.
- Medical Evacuation- Travel insurance also covers the cost of medical evacuation from Australia if the insured needs to be transferred to India immediately for treatment and recovery.Â
- Repatriation- In case of the unfortunate death of the insured, travel insurance Australia also covers the cost of repatriation to the home country, India.Â
- Accidental Death Cover- Many travel insurance plans also offer coverage of expenses related to the accidental death of the insured in Australia. It may also provide assistance if the insured suffers permanent total disability on the trip.
Australia travel insurance is available in various types as per the requirements of the traveller. For example, you can opt for multi-trip travel insurance if you are a frequent flyer to Australia, or you can choose student travel insurance if your purpose of visit is to study in Australia.
TATA AIG Travel Insurance Plan: Your Safety Net for an Australian Trip
Travel insurance is the best way to enhance your safety while touring Australia. The benefits of Australia travel insurance surpass the financial aspects, creating a secure and peaceful travel experience for you.
To gain maximum insurance benefits, invest in a plan offered by an experienced and reputable insurance provider like TATA AIG.
Their plans offer extensive coverage, which takes care of the medical and non-medical aspects of the trip. With their travel insurance you also have the flexibility to choose the sum insured and plan variant per your coverage need and budget.
Starting at only ₹24.8 per day, TATA AIG travel insurance Australia comes with various beneficial features, such as multiple sum insured, multiple plan variants, affordable premium rates, low entry age, automatic policy extension, etc.
